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How can I benefit from the Insurent Lease Guaranty program? Each of our second chance rental specialist has the experience and expertise in their perspective fields. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. I would like a refund for the $620 admin fee. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. The cookies is used to store the user consent for the cookies in the category "Necessary". A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. Work more efficiently with pre-approved renters. While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. Can I use the Insurent Lease Guaranty for any apartment? You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. The NYC lease guarantor service began in New York but has expanded rapidly to other major markets including New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. A roommate who is not a signatory does not need to submit an application to Insurent. The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. No scam, no fly by night company. They also almost always communicated through email and text message. However, I dont start my job for sixty days. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? previous eviction, bankruptcies, Just trying to see if it allows me to post a reply.hmm.. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. At that point I wasted 4 months and $1400. Birchwood Village Apartment Homes. Apply at a participating property. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. They applied one time and were approved instantly for a lease. Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. Let renters who need a co-signer know we can help them. This company wasted my time and money. Regardless of your income or past, we'll back you on your lease and help you move forward. ALL RIGHTS RESERVED . There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). Then after another 3 to 4 days of waiting I was told they looked up my renters history through my drivers license. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. community that was finished being built about a year ago. The Insurent Lease Guaranty may be used in any instance where a landlord will require the renter to have a co-signer or guarantor. Self employed renters are almost one-third of our business. Now, I've been able to purchase a home and get back on my feet. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. Thankfully, the same precautions can help navigate you through most common apartment scams safely. I felt good about it. Learn more about Birdeye. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. Get in into the PERFECT school district i have been wanting for SOOO long! I seriously recommend! Lori is awesome! I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. We highly recommend Guaranteed Apartment Approval We can make it work. Once approved for an apartment, most apartments will require a signed lease. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. Call today. Once Insurent receives all applications that are required from signatories, each application goes through the evaluation and approval process. Situated at adjacent to Imperial Highway, near State Route 57. The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. That's heck of a lot of free work from an allegedly 'SCAM COMPANY' We are going to let barking dogs bark. We screen based on our own set of compassionate criteria, and we stand behind every person we approve. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. The Insurent Lease Guaranty does not require you to pay any additional fees. 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. If you don't meet the income or background requirements, don't expect a call. Total income including guaranteed bonuses are included in annual income. Follow the rules--basically be a good tenant--and things will work out well for you with this company. Then I called corp-moves.com and asked for assistance. Can never thank this service enough for helping me and my family seriously. Nardo's story is not uncommon. I thank God that He led me to this company and that they were willing to work with me when I needed them. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. I think the review written by ********* *is 100% fake, written by the two scammers. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. Award winning company since 2018. I am self-employed and my earnings vary significantly from year to year. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. Find out how we combat fake reviews. Heres the kicker I dont have any renters history thus the reason for using Guaranteed apartment approval in the first place. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). We can Help!Anchor Your Assets Lease Guaranty (888) 361-7643 No Credit Check Apartments Testimonials dating 50+ speed dating firmen Login Credit Inquiry Removal Contact Risk Free Only Pay if we Can Help You Our offer: Guaranteed Rental Approval Risk Free Only Pay if we Can Help You The guaranty fee is per lease, not per person. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. | Terms of Use Guaranteed Approval. You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. All applicants and others considering to use the service must qualify with the same rules. Submit a copy of Copy of Drivers license or Passport and Visa (if Non-US) and School ID and parents passport and income verification or bank letter. We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. Self-employed people are eligible to qualify for an Insurent Lease Guaranty. This cookie is set by GDPR Cookie Consent plugin. GUARANTEED RENTAL APPROVAL; . The cookie is used to store the user consent for the cookies in the category "Performance". The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". We really appreciate your business and thanks for giving us a chance to prove ourselves to you! If you want proof let me know.P.S. We will let you know upfront if we have a solution for you. The approval I asked david and he said their a situation. Downtown Brea Apartments for Rent. This company came through and for 3.5 years we have used them with ZERO issues. These cookies track visitors across websites and collect information to provide customized ads. amanda was so helpful and easy to work with! knowledgeable staff outlined the different options, then helped us get approved for the apartment. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. Dominate search results. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . If my spouse or roommate has bad credit, but mine is good, will we still qualify for the Insurent Lease Guaranty? Two potential downsides, however: The card charges an annual fee of $35, and . The Guaranty fee is paid in full prior to the execution of the apartment lease. Please visit our website and start with the inquiry form. We've made it simple for property managers to approve more renters. I applaud and recommend corp-moves to anyone who needs assistance in securing a lease. However, they didn't know I always get everything agreed in writing. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. This cookie is set by GDPR Cookie Consent plugin. ****** seemed argumentative at times and I never was able to speak to corporate, I wasnt able to speak to anyone but ******. They have ONE number that always goes to voicemail, but they always text. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. I've had no problems or issues the entire time I used their services. View the Tenant Participation Agreement. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. No. Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. Real Estate Real Estate Rental Agency Luxury No Credit Check Apt Approval and Lease Guarantor Luxury No Credit Check Apt Approval and Lease Guarantor Reviews 21 Average 3.6 VERIFIED COMPANY forrentnocreditcheck.com Visit this website Write a review Reviews 3.6 21 total 5-star 76% 4-star 0% 3-star 10% 2-star 0% 1-star 14% Filter Sort: Look into the future even if you have a low credit score. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. I would recommend this company. If you've experienced. Read these reviews I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. What happens if I have a co-tenant or roommate? I did everything right and still was not able to secure an apartment through them. Enjoy your new home and know we've got your back. Our Apartment Approval Program is the best in the nation. I highly recommend them if you need to be approved for an apartment and your credit is "not so good." I was turned down and almost forced to reside to live in less than ideal apartments. Home Approval. We also qualify international students with Responsible Parties. Very fast they got me my desired apartment. Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. Nothing was resolved no refunds were dispersed. We've rounded up the most common scams and ways to avoid them. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. Case in point: Scammers might hand you keys that don't even work. No matter your credit scores, we can help. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. We walk you thru the process. They didnt charge any fees to review my application. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. All communication from them at that point stopped no resolution, no apology and no refund. View the Financial Guide to Renting Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. thanks for all your help to secure a new apartment. Ways2Rent provides free second chance rental consultation. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. Imperial Parkhurst and Northeast Anaheim are nearby neighborhoods. We process all Rental Credit applications on your behalf! The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. This is where Insurent steps in to make getting approval a whole lot easier. Fast Affordable Reliable. CreditLoan.com has offered online personal loans with same-day approval since 1998. No. Fill out the lease guaranty application online and send us your paperwork. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. This company gave me a quality way to live for 7 years. On Monday I submitted all requested paper work including personal information. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? Call Now let's get you into your new Home. I was unsure about them at first, but took the risk. The cookie is used to store the user consent for the cookies in the category "Other. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. For Luxury Homes, Condos and Townhomes, All Apartments. Dave is the author of more than two dozen books and has contributed to many sites and publications including CNET, Forbes, PC World, How To Geek, and Insider. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. Joule La Floresta. He didnt do a **** tthing! I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. 4.6. The website states that the annual income or collective annual income must equal a minimum of 27.5x the monthly rent. In the event that you fall into that category, please email us at, Yes. Your landlord could even place a lien against you for compensation of the damages.". Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Evictions, Broken Lease, Bad Credit, etc. The property may require other fees and deposits. I actually did qualify for their program as one of their disrespectful staff gave me various apartments. Contact us to find out more and don't forget to ask about our fast-tracked program. If she had wired any cash, it would have been gone without a trace. This cookie is set by GDPR Cookie Consent plugin. About 250 E Acacia St. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. I was able to choose my own rental property while this company credit qualified on my behalf. or had a bad credit score, but with us, you can get approved for the apartment of your dreams. These cookies will be stored in your browser only with your consent. More Approvals I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. Couldn't believe it when I got approved. Oh did I mention they got me into a very very new apartment complex and its very modern and so beautiful. The property may require other fees and deposits. Bums!!! | Consumer Protection Notice Unfortunately not. GREAT LOCATION! What else to say?Nothing makes us happier! We've. Approvals are based on income and real-world financial indicators. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. The minimum deposit is $200, and the maximum is $3,000. shouldnt prevent you from living in a House or Apartment you love. Its fast, easy, and most importantly secure. Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. good luck finding another cosigner/guarantor - note: we never changed you a penny. Cookie Settings Accept All "Their excuse was that I must have not understood. We also help with building credit with our step by step process. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to. We walk you thru the process. That's why it's important to accept keys on-site and test them to make sure they open the locks they're supposed to. This company however called me answered all my questions. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. It takes only a few minutes to apply for an online guaranteed payday loan (or for a guaranteed payday cash advance alternative, namely a short-term personal loan), and you will usually receive a loan decision within seconds after hitting the submit button. Renters benefit by obtaining a place for which they otherwise could not qualify. We get you Approved.Fast Affordable Reliable. Our agents are available from 10 to 7 CST. We'll process and complete a credit application with your chosen management company. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. Now I call the 917-633-4703 number and its say's it's been Disconnected!!. Information is copyrighted and school data provided by GreatSchools.org. Reach out anytime. Get more reviews from your customers with Birdeye. Expected bonuses are reviewed and may be given different weights, depending on your historical receipt of such bonuses, and the certainty of receiving such bonus. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). In the event that you fall into that category, please email us at, Yes. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. Well I got approved. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. The real question is: why not? Landlords are guaranteed their rent in full each month. Who is the Insurer of the Insurent Lease Guaranty Program? Our helpful staff are waiting. Seeing a listing online isn't enough in an age when anyone can copy and paste photos and a description. Apartment hunting can feel like a virtual minefield of scams. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? The Insurent Lease Guaranty is presently available for market-rate and rent-stabilized apartments only, and it cannot be utilized for rent-controlled apartments. Payment must be made by cashier's check or bank check or money order. We'll be your co-signer. Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. Ready to rent a new Home. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. We get you in. See how weve become the industry leader over the past 8 years. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? After I found one i liked they started me with 500 towards my total service fee. I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! I actually save lives for living. Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. The Insurent Lease Guaranty Policy covers one year leases (including one year leases plus a partial month), two year leases, 13 month 15 month leases, 16 month leases and 18 month leases. New landlords and their respective buildings are being added on an ongoing basis. Close deals quickly with no need for cosigners. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. 2023 Trustpilot, Inc. All rights reserved. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. They're strict, but considering the business they're in, it's to be expected. As the website states " YOU MUST QUALIFY FOR OUR SERVICE" . The Insurent Lease Guarantor Service fulfills the need for a guarantor/co-signer when a landlord requires that a tenant have a guarantor or requires significant additional security or prepaid rent by the tenant in order to obtain an apartment. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes.